Equity Release Mortgage Solutions

Your property is more than just a place to live — it’s a powerful financial asset. Over time, as property values increase and your mortgage balance decreases, you build equity. This equity can be used to your advantage

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Need Access to Cash? Use the Value of Your Home.

If you own a property in the UAE, you may be able to release equity from it through a mortgage—giving you access to funds for new property purchase and home renovations.

At Windsor Premier, we specialize in equity release, helping homeowners convert their built-up property value into accessible, low-interest funding.

Financial Planning

What is an Equity Release Mortgage?

Equity release (or cash-out refinancing) allows you to borrow against the current value of your property. You receive a lump sum loan from the bank, while retaining ownership and continuing to live in or rent out the property.

Key Features:

  • Loan amounts based on up to 70–80% of your property’s current value
  • Available for completed, mortgage-free properties or properties with small existing loans
  • Applicable for residents and non-residents
  • Fixed and variable interest rates
  • Monthly repayment over flexible terms (up to 25 years)
Family Moving

Why Choose Windsor Premier?

  • Access to top UAE banks offering equity release products
  • Expert advice on how much equity you can unlock
  • End-to-end coordination—from valuation to disbursal
  • Transparent, fast, and secure process
Financial Planning

Frequently Asked Questions

Everything you need to know before applying for a mortgage in Dubai.

The mortgage amount depends on your salary, financial profile, and UAE bank eligibility criteria.

Yes. UAE residents and overseas investors can apply for mortgage financing through approved UAE banking partners.

Mortgage pre-approval is an initial approval from the bank showing how much financing you may qualify for.

Mortgage approval usually takes between 3 to 7 working days depending on documentation and bank processing.

Typically you need passport copy, Emirates ID, salary certificate, bank statements, and proof of income.