You don’t need to live in the UAE to finance a home or investment here. We work with banks that lend to overseas buyers and manage most of the process remotely.
Free eligibility check
Our banking panel
One application with us puts your profile in front of the banks most likely to say yes, so you can compare rates, fees and terms side by side.
At a glance
Typical figures under UAE Central Bank rules and bank criteria, reviewed October 2026. Your offer depends on your profile and the lending bank.
Overview
Several UAE banks lend to buyers who live outside the country. Because the bank can’t check local salary records, it usually lends a lower share of the property value than for residents, typically between 50% and 65%.
Banks also look closely at your income, where it’s paid and your credit history in your home country. Choosing a bank that already lends to people with your nationality and income type is often the difference between approval and refusal.
Most steps, including pre-approval and document checks, can be done remotely. For the property transfer you can visit Dubai or appoint someone you trust through a power of attorney.
Is it right for you?
How it works
A video or phone call to understand your income, budget and goals.
We shortlist banks that lend to non-residents with your profile.
Documents are submitted digitally and the bank issues pre-approval.
The bank values the property and confirms the final offer.
Sign in person or through a power of attorney at the trustee office.
Documents
We send a personal checklist after your consultation. These are the usual basics.
Why Easyhome Mortgage
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A free, no-obligation chat with an adviser who compares offers from leading UAE banks for you.
FAQ
Straight answers on UAE mortgages. If yours isn’t here, ask Easyhome AI or an adviser.
Ask Easyhome AI for a quick answer, or an adviser for advice on your situation.
Yes. Some UAE banks lend to non-residents on ready and selected off-plan properties. Requirements differ from those for residents, so it helps to speak to an adviser before you apply.
Non-residents can usually borrow a lower share of the property value than residents, typically 50–65%, depending on nationality, income and the property type.
Much of the process, including pre-approval, can be handled remotely. Some steps, such as the property transfer, can be completed in person or through a power of attorney.
Requirements vary by lender, but banks usually ask for identification, proof of income such as salary certificates or payslips, recent bank statements and the property documents. We send you a checklist for your specific case.
Ask Easyhome AI for a quick answer, or an adviser for advice on your situation.
